Shopping for groceries can be a real hassle, right? Especially when you’re trying to stay within a budget. If you’re using SNAP (Supplemental Nutrition Assistance Program) benefits, also known as EBT, you probably want to know where you can use them. One common question is, “Does Walmart accept EBT on Instacart?” Let’s find out!
Yes, Walmart Accepts EBT on Instacart (with a catch!)
Yes, Walmart does allow you to use your EBT card when you order groceries through Instacart. But, there’s a specific way this works.
How to Use EBT on Instacart for Walmart Orders
To use your EBT card for your Walmart Instacart order, you need to understand a few things. First, you can only use your EBT card to pay for eligible food items. Non-food items, like cleaning supplies, paper towels, or diapers, have to be paid for separately using another payment method, like a credit or debit card. This means when you check out, the payment will be split between your EBT and another form of payment. The EBT card will pay for qualifying items, and you’ll need another card to cover the rest.
You also need to have an Instacart account and be sure to add your EBT card as a payment option. You might be prompted to enter your EBT card information just like you would with a credit or debit card. Keep in mind that the availability of EBT payment may vary by location, so it’s always a good idea to double-check during the checkout process to be sure.
Be mindful of the Instacart fees. You are responsible for paying these fees, such as delivery fees and service fees, with a separate payment method. You cannot pay the Instacart fees with your EBT card. Also, it’s important to know that tips for your shopper must also be paid using a different form of payment. If you want to tip your shopper, make sure you have another payment method available at the time of checkout.
Here’s a quick rundown of the steps to follow when using EBT:
- Add your EBT card to your Instacart account.
- Select your groceries from Walmart.
- At checkout, mark the items that qualify for EBT.
- Pay for the EBT-eligible items with your EBT card.
- Pay for non-EBT items, fees, and tips with another card.
What Items are Eligible for EBT at Walmart via Instacart?
The good news is that most food items are eligible. This typically includes things like fruits, vegetables, meat, poultry, fish, dairy products, and bread. You can usually find the items that are EBT-eligible easily on the Instacart app. The app should indicate which items can be purchased with your EBT card.
It’s important to note that some items are not eligible. These typically include things like alcohol, tobacco products, pet food, vitamins, medicines, and household supplies. Also, prepared foods, like a rotisserie chicken from the deli, may not be covered by EBT. So, always check the app to ensure an item is eligible before adding it to your cart.
Keep in mind that this list can change based on state and federal regulations. If you are unsure about an item’s eligibility, double-check during checkout or with the Instacart help center.
Here’s a simple table of examples:
| EBT Eligible | Not EBT Eligible |
|---|---|
| Apples | Alcohol |
| Chicken | Vitamins |
| Milk | Cleaning Supplies |
Setting Up Your Instacart Account for EBT Payments
Setting up your Instacart account for EBT payments is pretty straightforward. You’ll need to create an account if you don’t already have one. Once you’re logged in, you’ll be able to add your EBT card as a payment method. Make sure you have your EBT card readily available when you go to set up your account so you can enter the necessary information.
To add your EBT card, go to the “Payment Methods” section in your account settings. You should see an option to add a new card. Enter your EBT card number, expiration date, and the other information requested. This process is similar to adding a credit or debit card. Instacart will then save this information so you can use it for future orders.
Sometimes, you might need to verify your EBT card by entering a security code or completing a similar verification step. Instacart is committed to keeping your payment information secure. Make sure you are on the official Instacart website or app and be wary of phishing scams if you receive any suspicious requests for information.
Also, be aware of your EBT balance. Since the available funds on your EBT card can change, it is important to track them, especially when making Instacart orders. You can typically check your balance online or through your state’s EBT portal. It can also be found at an ATM that accepts EBT cards. Here are some options to keep in mind:
- Track your balance.
- Check your purchase history.
- Manage your funds.
Troubleshooting EBT Payment Issues on Instacart
Sometimes, things don’t always go as planned. If you’re having trouble using your EBT card, don’t worry. There are a few things you can try. First, make sure your card information is entered correctly. Double-check the card number, expiration date, and any other details. It’s easy to make a typo, and that can cause the payment to be declined.
If your card information is correct, make sure your card has enough funds to cover the eligible items. If your EBT card doesn’t have enough money, the transaction will be declined. You can check your balance online or by calling the EBT customer service number. Check the items to make sure you’re not trying to pay for an item with your EBT card that is not eligible.
Check to see if there’s a problem with the Instacart app or website. Instacart might have temporary technical issues, which can sometimes prevent payments from going through. Try closing and reopening the app, or trying again later. You might also try updating the app to the latest version. The Instacart help center is available to provide additional assistance.
Finally, you can always contact Instacart’s customer support. They have support staff available to help you troubleshoot payment issues. They can look into what might be preventing your EBT card from working. Contacting customer support is a good way to get a direct answer and resolve any problems you may be experiencing. There are a number of ways to contact customer support, including:
- Chatting through the app or website.
- Sending an email.
- Checking the help section.
- Using social media.
Tips for Maximizing Your EBT Benefits with Instacart
Want to get the most out of your EBT benefits on Instacart? There are some tips and tricks that can help you. One thing is to plan your shopping trips carefully. Make a list of what you need before you start shopping to avoid impulse buys and stick to items that are EBT-eligible. This can help you stay within your budget and maximize your benefits.
Check for sales and deals. Walmart and Instacart often have sales, discounts, and special offers on groceries. This can help you stretch your EBT funds further. You can often find these deals by browsing the Walmart Instacart app. Look for items that are on sale or have coupons available.
Consider using Instacart’s features like “favorites” or “lists.” Creating lists of your most-purchased items can speed up the shopping process and help you stay organized. This can prevent you from accidentally adding non-eligible items to your cart. With “favorites,” you can easily reorder the items you buy most often.
Another tip is to be aware of seasonal produce. Fruits and vegetables are often more affordable when they’re in season. This is a good way to make the most of your EBT. Keep in mind the availability of items, especially during peak seasons. Try to save money by:
- Buying in bulk.
- Choosing generic brands.
- Avoiding impulse purchases.
- Looking at unit prices.
Instacart Alternatives for EBT Users
While Instacart is a popular option, it’s not the only one. Depending on where you live, there may be other grocery delivery services that accept EBT. Some local grocery stores may offer delivery options. These could also provide the ability to pay using EBT. Also, some services might have different fees or delivery options that better fit your needs.
Some stores, such as Amazon, also accept EBT in certain areas. Similar to Instacart, you’ll need to verify which items are EBT-eligible. Always be sure to check their terms and conditions. This information might change, so check to see which delivery options are available in your area.
Different services may also have different fees and delivery policies. Compare the costs of these services, including delivery fees, service fees, and any other charges. Read reviews to see which services are reliable and offer good customer service. These can offer a better experience for EBT users.
You might find other stores in your area that also accept EBT for delivery. It’s a good idea to explore your options and see which services work best for you. This can help you to better manage your budget and get the groceries you need. To make the best decision, always consider:
- Service fees.
- Delivery fees.
- Product selection.
- Payment options.
So, as we’ve learned, you can indeed use your EBT card to shop for groceries on Instacart at Walmart! Just remember the rules about eligible items and the need for a separate payment method for fees and non-EBT items. By following these tips and understanding the process, you can easily use your EBT benefits to get your groceries delivered to your door.